Q - Can IQuote help me secure the term life insurance policy I want?
A - Yes. In addition to finding high quality affordable term life insurance plans, IQuote goes one step further. We make these top plans available to you – safely and conveniently-- through the mail and e-mail. IQuote will process your application, deal directly with the insurance company on your behalf and see to it that the term life insurance policy is delivered to you as quickly as possible.
Q - Do I have to send money with the application?
A - It may be to your benefit to send a check with your paperwork to bind the coverage. When you talk with the agent, ask about the advantages of sending a check when you apply. Once your receive your policy, take up to ten (10) days to examine your term life insurance policy after it is delivered. If you are not completely satisfied, simply return it to us –no questions asked.
Q - How do I qualify for preferred rates?
A - You have to be in excellent health to qualify for the best rates. Your family health history has to be clean. You cannot use tobacco in any form. Your height and weight, blood pressure and cholesterol have to be within strict limits. You must not engage in any hazardous activities. You cannot have had a history of drug/alcohol abuse, nor can you be a diabetic or a private or student pilot.
Q - What can I expect after purchasing the policy from IQuote. How is a claim handled?
A - At IQuote, our personal service doesn’t end after you become a client. Please also let us know about any changes such as change of address, or change in beneficiaries Just call toll-free 1-800-972-1104 ext. 221 or 222. In addition we will periodically contact you during the term of your policy to ensure that your plan is still meeting your needs. In the event of a claim, we are available to assist your beneficiary with the claims process.
If you have any difficulty determining your needs, don’t hesitate to call us toll-free using the number above.
A licensed representative will gladly answer your term life insurance questions.